INSTRUCTION
FORM FOR FILING RULE 120 ANSWER
The following is a sample ‘Response Form’
that may be used in the event you are unable to obtain
legal assistance. Filing this Response, sometimes called an ‘Answer’
is critical to preserving your property rights. If you don’t file
an Answer, it is the same as conceding that you no longer have
a right to your property. The blanks may be neatly filled in or
type written. Each numbered block (example “[1]”) contained in
these instructions will correspond to a numbered block on the
form.
[1]
Fill in the name of County the case was filed in.
[2] .Fill
in the address of the court. If you don’t know it, it should
be on the Notice sent to you
by the lender.
[3]
Copy the names of the parties as they appear on
the Notice sent to you.
[4]
Fill in your name and address.
[5]
Fill in case number, if it is contained on the Notice.
(It may not be.)
[6]
Fill in courtroom number if it is contained on Notice.
(It may not be.)
[7]
Fill in your name, or names, if more that one Defendant.
[8]
In this section, you will fill in one or two simple
sentences explaining why you do not believe the loan is in default.
For example, they returned your check, or the rate of interest
is higher than agreed to. Or if the party applying for foreclosure
sale is not the same company or party you took out the loan with,
then you may state that the party moving for foreclosure is not
the holder of the promissory note secured by the deed of trust.
You may state any reason that goes to the question of how much
money is actually owed. We advise that you speak with an attorney if
you are able.
[9]
Sign above the line and print name and address below
the line.
[10] Fill in day of
the month.
[11] Fill in month.
[12] Name and address of party or law firm who
served you with the Notice. Also
mail a copy to that party.
[13] Your signature, or the
signature of any person who actually mailed this form to opposing
parties.